Understanding MoneyMatcher Deal Flow
How we source, qualify, and deliver deals to your team.
Deal Sources
Broker Network
Licensed mortgage brokers submit deals through our portal:
- 500+ active brokers
- Verified licenses
- Track record scoring
- Quality monitoring
Direct Borrowers
Investors apply directly at moneymatcher.io:
- Pre-qualification questions
- Document upload
- Identity verification
- Intent confirmation
Partner Platforms
Integrated partnerships with:
- Real estate investment platforms
- Property listing sites
- Investor education communities
- CRM providers
Referral Network
Professionals who refer clients:
- Real estate agents
- CPAs and attorneys
- Property managers
- Wealth advisors
Deal Qualification Process
Level 1: Basic Screening
Automated checks on every submission:
| Check | Requirement |
|---|---|
| Contact information | Valid phone and email |
| Property address | Real, verifiable address |
| Loan amount | Within reasonable range |
| Stated credit | 600+ (or explanation) |
| Completeness | All required fields filled |
Pass rate: ~70%
Level 2: Intent Verification
Confirming serious borrowers:
| Method | Description |
|---|---|
| Email verification | Click to confirm |
| Phone screen | Brief qualifying call |
| Document request | Can they provide basics? |
| Timeline check | When do they need funding? |
Pass rate: ~60% of Level 1
Level 3: Lender Matching
Matching to your buy box:
| Factor | Weight |
|---|---|
| Loan type match | 25% |
| Amount in range | 20% |
| State coverage | 20% |
| Credit match | 15% |
| Property type | 10% |
| Special criteria | 10% |
Result: Only matched deals reach you
What You Receive
Deal Package Contents
Every deal includes:
Borrower Information
- Name and contact
- Entity information (if applicable)
- Credit range (stated or pulled)
- Experience level
- Current portfolio
Property Details
- Address and property type
- Purchase price / current value
- Rental income (if applicable)
- Rehab budget (if applicable)
- ARV (for fix-flip)
Loan Request
- Loan type
- Requested amount
- LTV / LTC
- Term preference
- Timeline
Documents (as available)
- Purchase contract
- Rent roll
- Bank statements
- Entity docs
- Property photos
Deal Delivery Methods
Option 1: Dashboard
View all matched deals in your portal:
- Filter and sort
- Download documents
- Track status
- Message borrowers
Option 2: Email Alerts
Instant notification on new matches:
- Summary in email body
- One-click to full details
- Configure frequency
- Set quiet hours
Option 3: API Push
Deals delivered to your systems:
- Webhook notification
- JSON payload
- Direct LOS integration
- Custom mapping
Option 4: Daily Digest
Summary email with all new deals:
- Once daily (morning)
- Batch processing
- Good for lower volume
Response Expectations
Timeliness
| Response Type | Expected Time |
|---|---|
| Interest indication | 2-4 hours |
| Full quote | 24-48 hours |
| Additional questions | 24 hours |
| Decline with reason | 24 hours |
Quality Responses
What borrowers/brokers expect:
| Element | Description |
|---|---|
| Rate | Clear interest rate or range |
| Points | Origination cost |
| Term | Loan term options |
| LTV/LTC | What you'll lend |
| Conditions | What you need to proceed |
| Timeline | Expected close timeframe |
Deal Statuses
Status Flow
New → Quoted → Applied → Processing → Underwriting → Approved → Closed
↓ ↓ ↓ ↓
Declined Withdrawn On Hold Denied
Status Definitions
| Status | Description |
|---|---|
| New | Just matched, awaiting your review |
| Quoted | You've sent terms to borrower |
| Applied | Borrower accepted, formal app submitted |
| Processing | Documents in, being reviewed |
| Underwriting | Final credit review |
| Approved | Clear to close |
| Closed | Funded! |
| Declined | You passed on the deal |
| Withdrawn | Borrower chose another option |
| On Hold | Paused for borrower reason |
| Denied | Failed underwriting |
Deal Quality Metrics
Our Commitment
| Metric | Target |
|---|---|
| Match accuracy | 90%+ of deals fit your box |
| Document completeness | 70%+ have key docs |
| Response rate | Borrowers respond within 48 hrs |
| Funding rate | 15-25% of quoted deals close |
Quality Monitoring
We track and address:
- Low-quality submissions
- Repeat problem brokers
- Invalid or fake inquiries
- Spam and bots
Your Feedback
Help us improve deal quality:
- Rate deals (good/bad fit)
- Report issues
- Suggest criteria refinements
- Share closing outcomes
Maximizing Your Deal Flow
Optimize Your Buy Box
- Be specific about what you want
- Update when appetite changes
- Use multiple buy boxes for different products
Respond Quickly
- Faster responses win more deals
- Use templates for common quotes
- Enable mobile notifications
Build Relationships
- Remember repeat borrowers
- Work with top brokers
- Be consistent and reliable
Track Performance
- Monitor your metrics
- Compare to network averages
- Adjust strategy based on data
Deal Flow Analytics
Available Reports
| Report | Description |
|---|---|
| Volume Report | Deals received over time |
| Conversion Funnel | New → Quote → Close rates |
| Source Analysis | Which sources perform best |
| Competition | How you compare to other lenders |
| Win/Loss | Why you won or lost deals |
Key Metrics to Watch
| Metric | Good | Needs Work |
|---|---|---|
| Quote rate | Over 50% | Under 30% |
| Win rate | Over 25% | Under 15% |
| Response time | Under 4 hrs | Over 24 hrs |
| Close rate | Over 15% | Under 10% |
Getting Started
Already a Network Lender?
Log in to your dashboard: portal.moneymatcher.io/lender
Not Yet a Lender?
Apply to join our network: Apply Now →
Support
Questions about deal flow?
Email: lenders@moneymatcher.io
Phone: (888) 555-RATE ext. 3