For Builders & Developers
MoneyMatcher connects builders with construction lenders who understand your business.
Construction Financing Made Simple
Building is hard enough without chasing financing. MoneyMatcher gives you access to lenders who specialize in:
- Ground-Up Construction - New builds from land to certificate of occupancy
- Spec Homes - Speculative single-family and townhome development
- Fix & Flip - Acquisition and renovation financing
- Lot Loans - Land acquisition and development
- Build-to-Rent - Purpose-built rental communities
Why Builders Choose MoneyMatcher
Speed
Traditional construction loans take 45-90 days. Our lenders can close in 14-21 days.
Flexibility
- Interest-only during construction
- Flexible draw schedules
- Extensions available
- No prepayment penalties
Experience
Our lenders have funded $2B+ in construction projects. They understand:
- Cost overruns happen
- Timelines shift
- Weather delays are real
- Supply chain issues exist
Loan Parameters
| Parameter | Range |
|---|---|
| Loan Amount | $150K - $50M |
| LTC (Loan-to-Cost) | Up to 90% |
| LTV (As-Complete) | Up to 75% |
| Rates | 10% - 14% |
| Terms | 12 - 24 months |
| Points | 1.5 - 3.0 |
What You'll Need
- Project Plans - Architectural drawings and specs
- Budget - Detailed construction budget with line items
- Timeline - Construction schedule
- Permits - Building permits (or permit-ready status)
- Experience - Track record of completed projects
- Exit Strategy - Sale or refinance plan