General Questions
Common questions about MoneyMatcher and investment property financing.
Q: What is MoneyMatcher?
A: MoneyMatcher.io is a loan marketplace connecting real estate investors with 50+ lenders specializing in investment property financing. Submit one application, get matched with the best lenders for your situation.
Related: How MoneyMatcher Works
Q: Is MoneyMatcher a lender?
A: No, we're a marketplace. You submit your request, we match you with lenders, you choose the best offer, and the lender funds your loan. Our independence means unbiased recommendations.
Q: How does MoneyMatcher make money?
A: We earn a referral fee from lenders when your loan closes. This is typically paid by the lender, not added to your costs. We succeed when you succeed.
Q: How long does the loan process take?
A:
| Loan Type | Typical Timeline |
|---|---|
| DSCR Loans | 14-21 days |
| Bridge Loans | 7-14 days |
| Hard Money | 5-10 days |
| Conventional | 30-45 days |
Related: Timeline Questions
Q: Can I apply with bad credit?
A: Yes, but options are limited below 660. Ways to qualify:
- Larger down payment (25-30%+)
- Higher DSCR ratio (1.25+)
- More reserves (6-12 months)
Related: DSCR Requirements
Q: Do you work with foreign nationals?
A: Yes! DSCR is ideal for foreign nationals since no U.S. tax returns are needed. Requirements: passport, U.S. bank account, 25-30% down, 6-12 months reserves.
Q: What states do you serve?
A: All 50 states, though lender availability varies by location. When you apply, we show which lenders serve your property location.
Q: Can I use MoneyMatcher for primary residence?
A: No, we specialize exclusively in investment property financing: rentals, fix-and-flip, bridge financing, and commercial.
Q: How many properties can I finance?
A: With DSCR loans, unlimited. Each property is evaluated independently—no DTI limits. Scale from 1 to 100+ properties.
Q: What's the minimum loan amount?
A: Typically $75,000-$150,000 for DSCR. Some lenders go lower. Maximum usually $2-5 million per property.
Q: Do I need to be a U.S. citizen?
A: No. DSCR loans are available to citizens, permanent residents, visa holders, and foreign nationals.
Q: Can I get a loan for property I already own?
A: Yes! DSCR works for purchases and refinances, including cash-out refinance (usually requires 6-12 month ownership).
Q: How is MoneyMatcher different from a mortgage broker?
A: We specialize in investment properties with 50+ specialized lenders, AI-powered matching, and expertise in DSCR, bridge, and hard money—not just conventional loans.
Q: Is my information secure?
A: Absolutely. All data is encrypted, we follow industry security standards, and we never sell your personal information.
Q: What if I have more questions?
A: Chat with Jella (our AI assistant) 24/7, email support@moneymatcher.io, or call during business hours.
Related: Contact Us
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